Financial and business terms. 2012.
rate-sensitive liabilities — ( RSL) The quantity of liabilities subject to repricing within a defined time period. Usually related to rate sensitive assets in the ratio: RSA divided by RSL. American Banker Glossary … Financial and business terms
Interest Sensitive Assets — Assets held by a bank that are vulnerable to changes in interest rates. This change can occur either when the asset matures or when it is repriced according to an index rate. The value of these assets is adjusted according to the rise or fall of… … Investment dictionary
liability sensitive — Describes an entity s position when an increase in interest rates will hurt the entity and a decrease in interest rates will help the entity. An entity is liability sensitive when the impact of the change in its assets is smaller than the impact… … Financial and business terms
liability-sensitive — Describes an entity s position when an increase in interest rates will hurt the entity and a decrease in interest rates will help the entity. An entity is liability sensitive when the impact of the change in its assets is smaller than the impact… … Financial and business terms
asset sensitive — Describes an entity s position when an increase in interest rates will help the entity and a decrease in interest rates will hurt the entity. An entity is asset sensitive when the impact of the change in its assets is larger than the impact of… … Financial and business terms
Interest Sensitive Liabilities — Any type of short term deposit held by a bank that pays a variable rate of interest to the customer. Interest sensitive liabilities make up a significant amount of the assets of most banks. These liabilities include money market certificates,… … Investment dictionary
RSA — rate sensitive assets (RSA) The quantity of assets subject to repricing within a defined time period. Usually related to rate sensitive liabilities in the ratio: RSA divided by RSL. American Banker Glossary … Financial and business terms
RSL — rate sensitive liabilities (RSL) The quantity of liabilities subject to repricing within a defined time period. Usually related to rate sensitive assets in the ratio: RSA divided by RSL. American Banker Glossary … Financial and business terms
gap — A term used by technicians to describe a jump or drop in prices; i.e., prices skipped a trading range. Gaps are usually filled at a later date. The CENTER ONLINE Futures Glossary (1) As a measurement of exposure to interest rate risk, the amount… … Financial and business terms
gap analysis — A technique or process for quantifying exposure to adverse consequences from changes in interest rates. A comparison of the total quantity of a financial institution s rate sensitive assets (RSAs) and rate sensitive liabilities (RSLs) for each of … Financial and business terms
